This week on Ask Rob & Rob, Ed asked:

What will happen to mortgage availability as you get older?

The answer touched upon the fact that the trend is leaning more and more towards people getting mortgages later in life. This is for a couple of major reasons: firstly the change in pension reforms that have allowed people more freedom to use their pensions as they wish. This has had the effect of the mortgage market wanting some of this newly accessible cash, meaning more and more mortgage products are being made available to older folks.

Additionally, more and more people are going to be relying on property for their pension, so the trend is likely to continue leaning that way in the future.

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