This week we’re very lucky to be joined by mortgage broker Dave Cookson to talk us through all the changes going on in the mortgage market at the moment. And there are a lot of them!
This week's episode is all about a shake up in the mortgage market that may have just slipped under the radar. Now, some of you won't be affected by this at all but some of you really will so you wont want to miss the details.
In this episode we're going to speak to our very own Rob D in the capacity of 'guest expert' and we're going to look in depth at bridging finance...
Back to all podcasts This week on Ask Rob & Rob, Mike... Asks Rob & Rob – When it comes to refinancing, should I consider a longer term deal to avoid fees? Rob D & B agree that this is all about the numbers, but it can be tricky [...]
Back to all podcasts Buying property within a limited company is becoming increasingly popular – but when it comes to obtaining mortgages for companies, there are some extra considerations you need to know about. This week, with the help of our friend Dave Cookson from TC Financial Services, [...]
Back to All podcasts This week on Ask Rob & Rob, Anna... Asks Rob & Rob – Should I pay more for a company mortgage? In this week's episode, Rob & Rob talk about getting a mortgage when you're not yet a property owner. Rob B says that there [...]
Back to all podcasts This week it's all about the money, as we explore alternative ways to raise funds for your property investments. We explore the pros and cons of using: Credit cards (!) Bridging finance Private finance Joint ventures Second charge loans Each funding source we discuss could [...]
Back to all podcasts This week on Ask Rob & Rob, Brian from Birmingham… Asks Rob & Rob how do I raise the funds to flip? In this week’s episode, Rob & Rob discuss how to raise additional funds to finance your first flip. […]
Back to all podcasts This week on Ask Rob & Rob, Ed asked: What will happen to mortgage availability as you get older? The answer touched upon the fact that the trend is leaning more and more towards people getting mortgages later in life. This is for a couple of major reasons: firstly the change in pension reforms that have allowed people more freedom to use their pensions as they wish. This has had the effect of the mortgage market wanting some of this newly accessible cash, meaning more and more mortgage products are being made available to older folks. […]
Back to all podcasts This week on Ask Rob & Rob, Raj & Ruth asked: Does the stamp duty surcharge apply to limited companies, & can you use a mortgage to buy a flip? Two questions this week in our first ever double bill! To answer Raj’s question: yes, you have to pay stamp duty if you have a limited company. If it’s the first purchase, or the 50th, stamp duty still applies, zero exemptions. No way around it at all, unless you’re buying properties under £40,000, which is an impressive feat of its own. […]