harry gonzalez

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  1. Hi all, I would like to know about the possibilities of getting a mortgage if you have a bad credit score. I had failed to pay the monthly bills and because of that, my credit score has been affected. I need to take up a mortgage for a personal reason now and I am worried I might not get it. But one of my friend told me that it is actually possible to get a mortgage even if you have a bad credit. I read some information about it here, http://www.mortgagesmortgages.ca/blog/mortage/can-get-mortgage-bad-credit/. It is said that even though there are high chances that you can take up a mortgage, the interest rate will be high. Is this true? Will I have to pay any additional fee? Need some advice.
  2. Hi, I am looking for some advice on second mortgage. I already have a pending mortgage on my home. Now, I require some additional funds for my daughter’s high school educational expenses. But, I do not want to take up another bank loan at the moment, so I think, second mortgage is a better option for me. But, I have heard that second mortgage can be risky, is this true? Also, what all the qualifications required for a second mortgage? I have a good credit score, is that the only thing required ?
  3. Hey that's a great decision.!!
  4. H all, I am Harry, and new to this forum.